Introduction
Opening a Demat & Trading Account is the foundation for investing and trading in stocks, mutual funds, ETFs, IPOs, and derivatives. Zerodha is India’s largest discount stockbroker, trusted by millions for its low-cost structure, robust technology, and transparent pricing.
This Saving Mantra guide explains the step-by-step process to open a Zerodha Demat & Trading Account in India, suitable for beginners, long-term investors, and active traders.
Step 1: Understand What a Zerodha Demat & Trading Account Is
A Zerodha account includes:
- Demat Account – Stores shares and securities electronically
- Trading Account – Enables buying and selling on stock exchanges
Both accounts are opened together online through Zerodha’s digital platform.
Step 2: Check Eligibility for Zerodha Account Opening
You can open a Zerodha account if you:
- Are an Indian resident individual
- Are 18 years or older
- Have valid KYC-compliant documents
NRIs, minors, and corporate accounts follow separate onboarding procedures.
Step 3: Keep Required Documents Ready
Ensure the following documents are available:
Mandatory Documents
- PAN Card
- Aadhaar Card (linked with mobile number)
- Bank account details (cancelled cheque or bank statement)
- Signature (digital upload)
All verification is done via online e-KYC.
Step 4: Start Online Account Opening
Visit the Zerodha account opening portal and:
- Enter mobile number and verify OTP
- Submit PAN details
- Complete Aadhaar-based e-KYC
- Pay account opening charges
The entire process usually takes 10–15 minutes.
Step 5: Fill Personal & Financial Information
You will be asked to provide:
- Personal details
- Employment and income range
- Trading and investment experience
This information is required under SEBI compliance norms.
Step 6: Upload Documents and Signature
Upload clear images of:
- Signature
- Bank proof (if required)
Incorrect or unclear uploads may delay verification.
Step 7: Complete IPV (In-Person Verification)
Zerodha conducts digital IPV:
- Short video or webcam verification
- Identity confirmation
This step is mandatory and fully online.
Step 8: Account Activation Timeline
After successful submission:
- Verification is completed within 24–48 working hours
- Login credentials are sent via email and SMS
- Demat & Trading Account gets activated
You can then access Kite (trading platform) and Console (back-office).
Step 9: Understand Zerodha Charges & Brokerage
Zerodha Brokerage Structure
- Equity Delivery: ₹0
- Equity Intraday: ₹20 per executed order or 0.03% (whichever is lower)
- F&O: Flat ₹20 per executed order
- Mutual Funds (Direct): ₹0
Other statutory charges such as STT, GST, stamp duty, and DP charges apply.
Step 10: Start Investing & Trading with Zerodha
After activation, you can invest in:
- Equity shares
- Mutual funds (Direct)
- IPOs
- ETFs
- F&O and commodities
Beginners are advised to start with delivery-based investing and low capital exposure.
Benefits of Opening a Zerodha Account
- 100% online and paperless onboarding
- Zero brokerage on long-term equity investments
- Powerful trading tools like Kite
- Transparent and low-cost pricing
- Strong educational ecosystem (Varsity)
Common Mistakes to Avoid
- Incorrect PAN or Aadhaar details
- Uploading blurred documents
- Trading without understanding risk
- Over-leveraging in derivatives
- Ignoring taxation and compliance
How Saving Mantra Helps with Zerodha Account Opening
- Assisted Zerodha Demat & Trading Account opening
- KYC and verification support
- Beginner-friendly trading guidance
- Capital gains & trading taxation support
- Income Tax Return filing for investors and traders
Conclusion
Opening a Zerodha Demat & Trading Account is one of the most cost-effective and reliable ways to begin investing in India. By following this step-by-step account opening process, you can ensure smooth onboarding and start your investment journey with confidence.
For assisted onboarding, compliance support, and taxation advisory, Saving Mantra is your trusted partner.
Disclaimer
Stock market investments are subject to market risks. Brokerage rates, features, and policies may change as per broker and regulatory guidelines. Past performance does not guarantee future returns. This article is for educational purposes only and should not be considered investment advice. Please consult a qualified financial advisor before investing or trading.