Introduction to FCRA Registration
Foreign Contribution Regulation Act (FCRA) registration is mandatory for NGOs, trusts, societies, and Section 8 companies in India that wish to receive foreign donations or grants. The registration is governed by the Ministry of Home Affairs (MHA) and aims to ensure transparency, accountability, and national interest protection.
This Saving Mantra guide explains the exact step-by-step FCRA registration process, eligibility conditions, required documents, timelines, and post-registration compliance—ideal for beginners and professionals.
Who Needs FCRA Registration?
FCRA registration is required for:
- Charitable Trusts
- Registered Societies
- Section 8 Companies
- NGOs receiving foreign funds, donations, or grants
Foreign contribution includes money, articles, or securities received from a foreign source.
Types of FCRA Approval
1. FCRA Registration
- Permanent approval
- Valid for 5 years
- Suitable for organizations with a proven track record
2. FCRA Prior Permission
- One-time approval
- For specific donor and purpose
- Ideal for new organizations
Eligibility Criteria for FCRA Registration
To apply for FCRA registration, the organization must:
- Be registered for minimum 3 years
- Have carried out genuine charitable activities
- Have spent at least ₹15 lakh on core activities in last 3 years
- Not be involved in religious conversion or political activities
- Not be blacklisted or prosecuted under any law
Step-by-Step Process for FCRA Registration in India
Step 1: NGO Legal Registration
Ensure your entity is registered as:
- Trust (under Trust Act)
- Society (under Societies Registration Act)
- Section 8 Company (Companies Act, 2013)
Step 2: Open FCRA Designated Bank Account
- Mandatory FCRA account at SBI, New Delhi (Sansad Marg Branch)
- No other bank is permitted for receiving foreign contribution
Step 3: Prepare Required Documents
Collect and scan documents (PDF format):
- Registration certificate of NGO
- Memorandum of Association / Trust Deed
- PAN of NGO
- Aadhaar & PAN of office bearers
- Activity report (last 3 years)
- Audited financial statements (3 years)
- Darpan ID (NGO Darpan Portal)
- Board resolution authorizing FCRA application
Step 4: Online Application on FCRA Portal
- Visit official FCRA online portal
- Select Form FC-3A (Registration) or FC-3B (Prior Permission)
- Fill organizational, bank, and activity details
- Upload documents
- Pay government fee online
Government Fees:
- FCRA Registration: ₹10,000
- Prior Permission: ₹5,000
Step 5: Background Verification
- MHA conducts background checks
- May seek clarification or additional documents
- Physical inspection may be conducted in some cases
Step 6: Grant of FCRA Certificate
- If satisfied, MHA grants FCRA Registration
- Certificate validity: 5 years
- Unique FCRA Registration Number issued
Time Required for FCRA Registration
- Standard processing time: 90–180 days
- Can extend if clarifications are required
Post FCRA Registration Compliance
After approval, the NGO must:
- Receive funds only in FCRA-designated account
- File Annual FCRA Return (Form FC-4) before 31st December
- Maintain separate books of accounts
- Renew FCRA registration every 5 years
- Inform MHA of changes in board, address, or bank
Non-compliance can lead to suspension or cancellation of FCRA registration.
Common Reasons for FCRA Rejection
- Incomplete or incorrect documentation
- Insufficient activity proof
- Non-compliant objectives
- Mismatch in financial records
- Past legal or regulatory violations
How Saving Mantra Helps You
Saving Mantra provides end-to-end FCRA registration services, including:
- Eligibility assessment
- Document preparation & verification
- FCRA account assistance
- Online filing & follow-ups
- Compliance & annual return support
Disclaimer
This article is for informational purposes only and does not constitute legal or professional advice. FCRA rules and procedures are subject to change as per government notifications. Readers are advised to consult qualified professionals before taking any action. Saving Mantra is not responsible for decisions made based on this content.