Category: Blog

LLP Registration in India is a popular choice for entrepreneurs and professionals who want the flexibility of a partnership with the benefits of limited liability. Governed by the Limited Liability Partnership Act, 2008, an LLP combines operational flexibility with a separate legal identity. In this Saving Mantra guide, we explain what an LLP is and provide a step-by-step process for LLP Registration in India in a simple, practical, and compliance-focused manner.

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What is a Limited Liability Partnership (LLP)?

A Limited Liability Partnership (LLP) is a body corporate where partners have limited liability, meaning they are not personally liable for the misconduct or negligence of other partners. An LLP has a separate legal entity, perpetual succession, and is suitable for startups, service businesses, and professionals.

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Key Features of LLP

• Separate legal entity
• Limited liability of partners
• No minimum capital requirement
• Lower compliance compared to companies
• Flexible internal management

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Benefits of LLP Registration in India

• Protects personal assets of partners
• Easy formation and management
• Cost-effective compliance structure
• Suitable for small and medium businesses
• Higher credibility compared to traditional partnership

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Step-by-Step Process for LLP Registration in India

Step 1: Obtain Digital Signature Certificate (DSC)

All designated partners must obtain a Digital Signature Certificate (DSC) to sign electronic documents on the MCA portal.

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Step 2: Apply for Director Identification Number (DIN)

Apply for DIN for designated partners who do not already have one.

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Step 3: Name Reservation for LLP

Apply for LLP name approval through the MCA portal. The name must be unique and comply with naming guidelines.

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Step 4: File LLP Incorporation Form

Submit the LLP incorporation application with details such as:

• Registered office address
• Partner and designated partner details
• Business activity

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Step 5: Certificate of Incorporation

Upon successful verification, the Certificate of Incorporation is issued, and the LLP is legally formed.

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Step 6: Draft and File LLP Agreement

Draft the LLP Agreement, defining rights, duties, and profit-sharing ratios of partners. File it within 30 days of incorporation.

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Documents Required for LLP Registration

For Partners:

• PAN Card
• Aadhaar Card / Passport
• Address proof
• Passport-size photograph

For Registered Office:

• Electricity bill / Utility bill
• Rent agreement or ownership proof
• NOC from property owner

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Minimum Requirements for LLP Registration

• Minimum 2 partners
• At least 2 designated partners
• One designated partner must be a resident of India

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Post LLP Registration Compliance

• Filing of Annual Return (Form 11)
• Statement of Accounts & Solvency (Form 8)
• Income Tax Return filing
• GST registration (if applicable)

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Why Choose Saving Mantra for LLP Registration?

• Expert-guided LLP incorporation
• Accurate documentation and filings
• Transparent and affordable pricing
• Quick turnaround time
• Ongoing compliance support

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Conclusion

LLP Registration in India is an excellent option for businesses seeking flexibility, credibility, and limited liability. By following the correct step-by-step LLP registration process, entrepreneurs can start and scale their ventures with confidence. Saving Mantra ensures a smooth, compliant, and hassle-free LLP registration experience.

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Disclaimer

The information provided in this blog is for general informational purposes only and does not constitute legal, tax, or professional advice. LLP laws, rules, and compliance requirements may change from time to time. Readers are advised to consult qualified professionals before taking any legal or business decisions.

FSSAI Registration in India is mandatory for anyone involved in the manufacture, storage, distribution, transportation, or sale of food products. It is governed by the Food Safety and Standards Authority of India (FSSAI) to ensure food safety and hygiene standards. In this Saving Mantra guide, we explain what FSSAI registration is, who needs it, and the step-by-step process for FSSAI Registration in India in a clear and easy-to-understand manner.

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What is FSSAI Registration?

FSSAI Registration is a legal approval issued to Food Business Operators (FBOs). It ensures that food products meet safety and quality standards laid down by the government. After registration, businesses receive a 14-digit FSSAI License/Registration Number, which must be displayed on food packages and premises.

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Types of FSSAI Registration in India

1. Basic FSSAI Registration

• For small food businesses
• Annual turnover up to ₹12 lakh

2. State FSSAI License

• For medium-sized food businesses
• Turnover between ₹12 lakh and ₹20 crore

3. Central FSSAI License

• For large food businesses, importers, exporters, and multi-state operators
• Turnover above ₹20 crore

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Who Needs FSSAI Registration?

• Food manufacturers and processors
• Restaurants, cafes, hotels, and bakeries
• Cloud kitchens and home-based food businesses
• Food wholesalers, distributors, and retailers
• Food importers and exporters
• Online food sellers and aggregators

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Benefits of FSSAI Registration

• Legal compliance with food safety laws
• Increased customer trust and credibility
• Better business reputation
• Eligibility for food business expansion
• Avoidance of penalties and legal issues

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Step-by-Step Process for FSSAI Registration in India

Step 1: Identify Applicable FSSAI Category

Determine whether you need Basic Registration, State License, or Central License based on turnover and nature of business.

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Step 2: Collect Required Documents

Keep all personal, business, and food-related documents ready before applying.

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Step 3: Apply on FSSAI Portal

Submit the application online through the official FSSAI portal.

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Step 4: Fill Application Form

Enter details such as:

• Name and address of food business
• Type of food activity
• Business turnover
• Contact details

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Step 5: Upload Documents

Upload scanned copies of documents in prescribed format and size.

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Step 6: Pay Registration Fees

Pay the applicable FSSAI registration or license fee online.

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Step 7: Inspection (If Applicable)

For State and Central licenses, the food safety department may conduct a premises inspection.

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Step 8: Issue of FSSAI Certificate

After verification, the FSSAI Registration or License Certificate is issued.

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Documents Required for FSSAI Registration

• PAN Card of proprietor/firm/company
• Aadhaar Card of owner/authorized signatory
• Passport-size photograph
• Address proof of business premises
• List of food products handled
• Bank account details

(Additional documents may be required for State/Central licenses)

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Validity and Renewal of FSSAI License

• FSSAI registration/license is valid for 1 to 5 years
• Renewal must be done before expiry to avoid penalties

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Post FSSAI Registration Compliance

• Display FSSAI certificate at business premises
• Mention FSSAI number on food packaging and bills
• Follow food safety and hygiene standards
• File returns as applicable

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Penalty for Non-Compliance

Operating a food business without FSSAI registration can attract heavy fines, cancellation of business, or imprisonment under the Food Safety and Standards Act.

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Why Choose Saving Mantra for FSSAI Registration?

• Expert assistance for correct license category
• Fast and hassle-free registration
• Transparent pricing
• Support for renewal and compliance
• End-to-end food business compliance solutions

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Conclusion

FSSAI Registration in India is a critical legal requirement for running any food-related business. By following the correct step-by-step FSSAI registration process, food businesses can operate legally, gain customer trust, and ensure food safety. Saving Mantra makes FSSAI registration simple, quick, and compliant.

Shop Act Licence Registration in India is a mandatory compliance for businesses operating shops, offices, commercial establishments, hotels, restaurants, and service centers. It is governed by the respective Shops and Establishments Act of each state and regulates working hours, employee rights, wages, and conditions of work. In this Saving Mantra guide, we explain what Shop Act registration is and provide a step-by-step process for Shop Act Licence Registration in India in a simple and practical manner.

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What is Shop Act Licence?

A Shop Act Licence (also called Shops and Establishments Registration Certificate) is a legal permit issued by the state labour department. It acts as proof of business existence and is often required for opening bank accounts, GST registration, and other statutory registrations.

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Who Needs Shop Act Registration?

Shop Act registration is required for:

• Shops and retail outlets
• Offices and commercial establishments
• Hotels, restaurants, cafes, and eateries
• Service providers and professionals
• Online businesses with physical offices

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Benefits of Shop Act Licence Registration

• Legal recognition of business
• Mandatory compliance with labour laws
• Required for bank account opening and GST registration
• Proof of business address
• Improves business credibility
• Smooth inspections and audits

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Step-by-Step Process for Shop Act Licence Registration in India

Step 1: Identify Applicable State Law

Shop Act rules are state-specific. Identify the Shops and Establishments Act applicable in your state.

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Step 2: Determine Business Details

Finalize details such as business name, address, nature of activity, and number of employees.

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Step 3: Collect Required Documents

Gather identity proof, address proof, and business-related documents before applying.

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Step 4: Apply Online on State Labour Portal

Submit the Shop Act registration application on the respective state labour department portal.

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Step 5: Upload Documents

Upload scanned copies of required documents in the prescribed format.

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Step 6: Pay Registration Fees

Pay the Shop Act registration fee online. Fees vary based on state and number of employees.

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Step 7: Verification by Department

The labour department verifies the application and may conduct inspection if required.

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Step 8: Issue of Shop Act Licence

After approval, the Shop Act Licence / Registration Certificate is issued digitally.

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Documents Required for Shop Act Licence Registration

• PAN Card of proprietor/firm/company
• Aadhaar Card of owner/authorized signatory
• Address proof of business premises
• Rent agreement or ownership proof
• Passport-size photograph
• Employee details (if applicable)

(Documents may vary by state)

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Validity and Renewal of Shop Act Licence

• Validity depends on state laws (1–10 years in most states)
• Renewal must be done before expiry to avoid penalties

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Post Shop Act Registration Compliance

• Display Shop Act certificate at workplace
• Maintain employee attendance and wage records
• Follow working hours and leave rules
• Timely renewal of licence

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Penalty for Non-Registration

Failure to obtain Shop Act Licence may attract penalties, fines, or legal action under the respective state law.

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Why Choose Saving Mantra for Shop Act Licence Registration?

• State-wise expert registration support
• Quick and hassle-free application
• Transparent and affordable pricing
• Error-free documentation
• End-to-end compliance assistance

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Conclusion

Shop Act Licence Registration in India is a fundamental compliance for running a lawful business establishment. By following the correct step-by-step Shop Act registration process, businesses can operate smoothly and meet labour law requirements. Saving Mantra ensures a simple, fast, and professional Shop Act registration experience.

Import Export Code (IEC) Registration in India is mandatory for businesses or individuals involved in importing or exporting goods and services. Issued by the Directorate General of Foreign Trade (DGFT), IEC is a key requirement for customs clearance, foreign remittances, and availing export incentives. In this Saving Mantra guide, we explain what IEC registration is and provide a step-by-step process for Import Export Code Registration in India in a simple and practical manner.

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What is Import Export Code (IEC)?

Import Export Code is a 10-digit identification number issued to exporters and importers. Without IEC, no person or entity can legally engage in cross-border trade, except in a few exempted cases.

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Who Needs IEC Registration?

IEC registration is required for:

• Importers of goods or services
• Exporters of goods or services
• Proprietorships, partnerships, LLPs, companies
• Online sellers exporting through e-commerce platforms
• Service providers receiving foreign currency payments

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Benefits of IEC Registration

• Mandatory compliance for import-export business
• Smooth customs clearance
• Easy receipt of foreign payments
• Eligibility for export incentives and schemes
• Lifetime validity with no return filing
• Improves international business credibility

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Step-by-Step Process for Import Export Code Registration in India

Step 1: Keep Required Documents Ready

Ensure PAN, address proof, and bank details are available before applying.

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Step 2: Visit DGFT Portal

Access the official DGFT portal and create a login using email ID and mobile number.

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Step 3: Fill IEC Application Form

Enter details such as:

• Name and constitution of business
• PAN details
• Business address
• Bank account details
• Nature of import/export activity

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Step 4: Upload Required Documents

Upload scanned copies of PAN, address proof, and bank proof as per guidelines.

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Step 5: Pay IEC Registration Fee

Pay the prescribed government fee online through net banking, UPI, or card.

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Step 6: Verification and Submission

Verify the application using Aadhaar OTP or DSC and submit it online.

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Step 7: Issue of IEC Certificate

After successful verification, the IEC Certificate is generated and sent to the registered email ID.

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Documents Required for IEC Registration

• PAN Card of individual or business
• Aadhaar Card of applicant
• Passport-size photograph
• Address proof (Electricity bill, Rent agreement, Sale deed)
• Cancelled cheque or bank certificate

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Validity of Import Export Code

IEC is valid for a lifetime and does not require renewal. However, details must be updated periodically as per DGFT guidelines.

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Post IEC Registration Compliance

• Update IEC details annually on DGFT portal
• Comply with customs and foreign trade regulations
• Maintain records of import-export transactions
• Follow RBI and FEMA guidelines

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Penalty for Non-Compliance

Failure to obtain or update IEC may lead to suspension or cancellation of IEC and restrictions on import-export activities.

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Why Choose Saving Mantra for IEC Registration?

• Quick and hassle-free IEC registration
• Expert documentation and filing support
• Transparent pricing
• Assistance in DGFT compliance and updates
• End-to-end import-export business support

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Conclusion

Import Export Code Registration in India is the foundation for starting any international trade business. By following the correct step-by-step IEC registration process, businesses can expand globally with confidence and compliance. Saving Mantra ensures smooth IEC registration and ongoing support for your import-export journey.

Professional Tax Registration in India is a mandatory state-level compliance for employers, professionals, and businesses earning income from employment or profession. It is governed by respective State Professional Tax Acts and collected by state governments. In this Saving Mantra guide, we explain what Professional Tax is, who must register, and the step-by-step process for Professional Tax Registration in India in a clear and easy-to-understand manner.

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What is Professional Tax?

Professional Tax is a direct tax levied by state governments on individuals earning income through salary, profession, trade, or employment. The tax amount is subject to a maximum limit of ₹2,500 per year, as prescribed by law.

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Who Needs Professional Tax Registration?

Professional Tax Registration is required for:

• Employers paying salaries to employees
• Salaried individuals (deducted by employer)
• Self-employed professionals like doctors, CAs, architects, consultants
• Partnership firms, companies, LLPs, and proprietors
• Any person earning income under applicable state PT laws

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Types of Professional Tax Registration

1. Professional Tax Employer Registration (PTRC)

Required for employers to deduct and pay Professional Tax on behalf of employees.

2. Professional Tax Enrolment Registration (PTEC)

Required for business owners, professionals, and self-employed persons to pay their own Professional Tax.

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Benefits of Professional Tax Registration

• Legal compliance with state tax laws
• Avoidance of penalties and interest
• Smooth salary processing and payroll compliance
• Business credibility and smooth audits
• Eligible deduction under Income Tax Act

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Step-by-Step Process for Professional Tax Registration in India

Step 1: Identify Applicable State Law

Professional Tax is state-specific. First, identify whether your state levies Professional Tax and applicable rules.

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Step 2: Determine Type of Registration

Decide whether you need PTRC, PTEC, or both, depending on whether you are an employer, professional, or business owner.

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Step 3: Collect Required Documents

Keep all employer, business, and address documents ready before starting the registration process.

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Step 4: Apply on State Professional Tax Portal

Submit the application online on the respective State Professional Tax portal by entering business and personal details.

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Step 5: Upload Documents

Upload scanned copies of required documents such as PAN, address proof, and business registration proof.

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Step 6: Verification by Department

The Professional Tax department verifies the application and may request clarification if needed.

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Step 7: Issue of Professional Tax Registration Certificate

Upon approval, the Professional Tax Registration Certificate (PTRC/PTEC) is issued.

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Documents Required for Professional Tax Registration

• PAN Card of employer / applicant
• Address proof of business place
• Identity proof of proprietor / partners / directors
• Business registration certificate
• Bank account details
• Employee details (for PTRC)

(Documents may vary depending on the state)

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Professional Tax Slabs (Indicative)

Professional Tax slabs differ from state to state and are generally based on monthly salary or income.

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Professional Tax Payment and Compliance

• Monthly or quarterly payment of Professional Tax
• Timely filing of Professional Tax returns
• Deduction of PT from employee salaries
• Maintenance of salary and tax records

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Penalty for Non-Compliance

Failure to register, late payment, or non-filing of Professional Tax returns can attract penalties, interest, and legal action as per state laws.

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Why Choose Saving Mantra for Professional Tax Registration?

• State-wise expert compliance support
• Quick and error-free registration
• Transparent and affordable pricing
• Support for PT returns and payments
• End-to-end professional assistance

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Conclusion

Professional Tax Registration in India is a crucial statutory compliance for employers and professionals. Following the correct step-by-step Professional Tax registration process ensures smooth operations, legal compliance, and peace of mind. With Saving Mantra, Professional Tax registration and compliance become simple and hassle-free.

RERA Broker Registration in India is mandatory for real estate agents and property brokers who facilitate the sale or purchase of real estate projects registered under RERA. The Real Estate (Regulation and Development) Act, 2016 (RERA) was introduced to bring transparency, accountability, and professionalism into the real estate sector. In this Saving Mantra guide, we explain what RERA broker registration is and provide a step-by-step process for RERA Broker Registration in India.

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What is RERA Broker Registration?

RERA Broker Registration is the legal authorization granted to a real estate agent or broker by the respective State RERA Authority. A registered broker can legally facilitate property transactions in RERA-registered projects and must comply with regulatory norms.

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Who is Required to Register as a RERA Broker?

RERA registration is mandatory for:

• Individual real estate agents
• Property brokers and consultants
• Real estate agencies and firms
• Any person acting as an intermediary in sale or purchase of RERA-registered properties

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Benefits of RERA Broker Registration

• Legal authorization to operate as a real estate broker
• Increased credibility and trust with clients
• Transparency in real estate transactions
• Protection from penalties and legal action
• Better business opportunities with developers
• Compliance with state real estate laws

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Step-by-Step Process for RERA Broker Registration in India

Step 1: Identify the Applicable State RERA Authority

RERA registration is state-specific. Apply to the RERA authority of the state where you operate.

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Step 2: Create Login on State RERA Portal

Register yourself as a broker/agent on the official State RERA portal using your email ID and mobile number.

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Step 3: Fill RERA Broker Application Form

Provide details such as:

• Name of individual / firm
• Business address
• PAN and Aadhaar details
• Type of entity (Individual / Firm / Company)
• Past real estate experience (if any)

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Step 4: Upload Required Documents

Upload scanned copies of documents as prescribed by the respective state RERA authority.

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Step 5: Pay Registration Fees

Pay the applicable RERA broker registration fee, which varies from state to state and depends on the applicant type.

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Step 6: Verification by RERA Authority

The authority verifies the application and documents. Clarifications may be requested if required.

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Step 7: Issue of RERA Broker Registration Certificate

Upon approval, the RERA Broker Registration Certificate and unique registration number are issued.

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Documents Required for RERA Broker Registration

• PAN Card
• Aadhaar Card
• Passport-size photograph
• Address proof of business place
• Business registration proof (if applicable)
• Income tax return or declaration
• Bank account details

(Document requirements may vary by state)

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Validity and Renewal of RERA Broker Registration

• RERA broker registration is generally valid for 5 years (varies by state)
• Renewal must be applied before expiry to continue operations

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Post RERA Registration Compliance

• Quote RERA registration number in advertisements
• Avoid misleading property information
• Maintain proper transaction records
• Comply with directions issued by RERA authority

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Penalty for Non-Registration

Operating as a broker without RERA registration can attract heavy penalties and fines, including prohibition from real estate transactions.

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Why Choose Saving Mantra for RERA Broker Registration?

• Expert guidance on state-specific RERA rules
• Complete documentation and filing support
• Affordable and transparent pricing
• Quick turnaround time
• End-to-end compliance assistance

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Conclusion

RERA Broker Registration in India is a mandatory and essential compliance for anyone involved in real estate brokerage. Following the correct step-by-step RERA registration process ensures legal compliance, credibility, and long-term growth. With Saving Mantra, you can obtain your RERA broker registration smoothly and focus on growing your real estate business.

Housing Finance Company (HFC) Registration in India is mandatory for entities intending to provide housing loans, home improvement loans, or other housing-related financial services. HFCs are regulated by the Reserve Bank of India (RBI) under applicable laws and directions. In this Saving Mantra guide, we explain what an HFC is, eligibility criteria, and the step-by-step process for Housing Finance Company Registration in India in a clear and structured manner.

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What is a Housing Finance Company (HFC)?

A Housing Finance Company is a non-banking financial institution primarily engaged in financing housing-related activities such as purchase, construction, or renovation of residential properties. To operate legally, an HFC must obtain registration approval from RBI and comply with regulatory norms.

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Eligibility Criteria for HFC Registration

To apply for HFC registration in India, the following conditions must be met:

• Company must be incorporated under the Companies Act, 2013
• Minimum Net Owned Fund (NOF) of ₹20 crore
• At least 50% of total assets deployed in housing finance
• Sound financial background of promoters and directors
• Fit and proper management as per RBI guidelines

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Benefits of Housing Finance Company Registration

• Legal authority to provide housing loans
• Higher credibility with customers and banks
• Access to refinance facilities
• Structured and regulated business framework
• Long-term growth opportunities in housing sector

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Step-by-Step Process for Housing Finance Company Registration in India

Step 1: Company Incorporation

Incorporate a Private or Public Limited Company with housing finance as one of the main objects in the Memorandum of Association (MOA).

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Step 2: Arrange Minimum Capital

Ensure the company has the required Net Owned Fund of ₹20 crore, supported by audited financial statements.

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Step 3: Prepare Business Plan and Policies

Draft a detailed business plan, financial projections, risk management policy, and internal control framework.

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Step 4: Compile Required Documents

Prepare all statutory documents, declarations, and disclosures required for RBI application.

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Step 5: File Application with RBI

Submit the online application for HFC registration along with required annexures and documents to the RBI.

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Step 6: RBI Scrutiny and Due Diligence

RBI examines the application, promoter background, financial soundness, and may seek clarifications or additional documents.

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Step 7: Grant of Certificate of Registration (CoR)

Upon satisfaction, RBI issues the Certificate of Registration (CoR), allowing the company to commence housing finance operations.

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Documents Required for HFC Registration

• Certificate of Incorporation
• MOA & AOA
• Net worth certificate from Chartered Accountant
• Audited financial statements
• Director and promoter KYC documents
• Detailed business plan and projections
• Board resolutions

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Post-Registration Compliance for HFC

• Regular RBI filings and returns
• Maintenance of statutory liquidity norms
• Periodic audits and inspections
• Compliance with prudential norms
• Timely submission of financial statements

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Why Choose Saving Mantra for HFC Registration?

• Expert guidance on RBI regulations
• End-to-end documentation and filing support
• Transparent process and pricing
• Assistance in post-registration compliance
• Dedicated regulatory compliance experts

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Conclusion

Housing Finance Company Registration in India is a complex and highly regulated process that requires careful planning, adequate capital, and strict compliance with RBI norms. Following the correct step-by-step HFC registration process ensures legal approval and sustainable business growth. With Saving Mantra, you get professional support at every stage of HFC registration.

MSME Registration in India, also known as Udyam Registration, is a government initiative to support Micro, Small, and Medium Enterprises with financial, legal, and operational benefits. Registering as an MSME helps businesses access subsidies, priority lending, tax benefits, and government schemes. In this Saving Mantra guide, we explain what MSME registration is and provide a step-by-step process for MSME Registration in India in a simple and practical way.

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What is MSME Registration (Udyam Registration)?

MSME Registration is an online process introduced by the Ministry of MSME, Government of India. Upon successful registration, businesses receive a Udyam Registration Certificate with a unique Udyam Registration Number (URN), which acts as official recognition of MSME status.

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MSME Classification in India

Category	Investment Limit	Turnover Limit
Micro Enterprise	Up to ₹1 Crore	Up to ₹5 Crore
Small Enterprise	Up to ₹10 Crore	Up to ₹50 Crore
Medium Enterprise	Up to ₹50 Crore	Up to ₹250 Crore

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Who Can Apply for MSME Registration?

• Proprietorship firms
• Partnership firms
• LLPs
• Private Limited & Public Limited Companies
• Trusts and Societies engaged in business activities

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Benefits of MSME Registration

• Easy access to bank loans at lower interest rates
• Collateral-free loans under government schemes
• Subsidies on patent, trademark, and ISO registration
• Protection against delayed payments
• Preference in government tenders
• Reduced electricity bills and tax rebates

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Step-by-Step Process for MSME Registration in India

Step 1: Check Eligibility

Ensure your business qualifies as Micro, Small, or Medium Enterprise based on investment and turnover criteria.

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Step 2: Keep Aadhaar and PAN Ready

Aadhaar of proprietor/partner/director and PAN of business are mandatory for MSME registration.

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Step 3: Visit Udyam Registration Portal

Access the official Udyam Registration Portal to start the application.

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Step 4: Fill Business Details

Enter details such as:

• Name of enterprise
• Type of organization
• PAN and Aadhaar details
• Business address
• Bank account details
• Main business activity (Manufacturing/Service)

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Step 5: OTP Verification

Verify Aadhaar and PAN details through OTP-based authentication.

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Step 6: Submit Application

After verification, submit the application online. No physical documents are required.

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Step 7: Receive MSME Certificate

Upon successful submission, the Udyam Registration Certificate is issued instantly and sent to the registered email ID.

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Documents Required for MSME Registration

• Aadhaar Card of proprietor/authorized signatory
• PAN Card of business and individual
• Bank account details
• Business address details

(No registration fee is charged by the government)

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MSME Registration Validity

MSME (Udyam) Registration is lifetime valid and does not require renewal.

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Post MSME Registration Compliance

• Update information if business turnover or investment changes
• File Income Tax and GST returns regularly
• Mention Udyam Registration Number on invoices and official documents

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Why Choose Saving Mantra for MSME Registration?

• Quick and hassle-free MSME registration
• Error-free application with expert support
• Transparent pricing
• Assistance in MSME benefits and schemes
• End-to-end business compliance support

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Conclusion

MSME Registration in India is a powerful step for small and growing businesses to unlock government benefits and financial support. By following the correct step-by-step MSME registration process, businesses can gain legal recognition and long-term growth advantages. Saving Mantra ensures a smooth and professional MSME registration experience.

ESI Registration in India is mandatory for employers who employ a specified number of employees and fall under the coverage of the Employees’ State Insurance Act, 1948. The ESI scheme provides social security benefits such as medical care, sickness benefits, maternity benefits, and compensation for employment injury. In this Saving Mantra guide, we explain what ESI registration is and the step-by-step process for ESI Registration in India in a simple and practical manner.

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What is ESI Registration?

ESI Registration is the process through which an employer registers their establishment under the Employees’ State Insurance Corporation (ESIC). Once registered, the employer must contribute to the ESI fund and provide statutory benefits to eligible employees.

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Who is Required to Register Under ESI?

ESI registration is mandatory if:

• The establishment employs 10 or more employees (threshold may vary in some states)
• Employees earn a monthly wage of up to ₹21,000 (₹25,000 for persons with disabilities)
• The establishment is a factory, shop, hotel, restaurant, cinema, or commercial office

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Benefits of ESI Registration

Benefits for Employees

• Comprehensive medical care for employee and dependents
• Sickness benefit during medical leave
• Maternity benefit for women employees
• Disablement and dependent benefits
• Funeral expenses coverage

Benefits for Employers

• Legal compliance with labour laws
• Enhanced employee satisfaction and retention
• Protection against employee-related medical liabilities

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Step-by-Step Process for ESI Registration in India

Step 1: Check Applicability

Confirm whether your establishment meets the employee count and wage threshold under the ESI Act.

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Step 2: Gather Required Documents

Collect employer, establishment, and employee-related documents before starting the registration process.

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Step 3: Visit ESIC Portal

Access the official ESIC portal and register as an employer by providing basic establishment details.

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Step 4: Fill Employer Registration Form

Enter information such as:

• Employer name and address
• Nature of business
• Date of commencement
• Number of employees
• Bank account details

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Step 5: Upload Documents

Upload the required documents in prescribed formats for verification.

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Step 6: Submit Application and Get Registration Number

After submission, the system generates a 17-digit Employer Code Number, which serves as proof of ESI registration.

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Step 7: Register Employees Under ESI

Register eligible employees on the portal to generate Insurance Numbers and ESI cards.

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Documents Required for ESI Registration

Employer / Establishment Documents:

• PAN Card
• Address proof of establishment
• Registration certificate or license (Shop Act / Factory License)
• Bank statement or cancelled cheque

Employee Documents:

• Aadhaar Card
• PAN Card
• Salary details
• Date of joining

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ESI Contribution Rates

• Employer Contribution: 3.25% of wages
• Employee Contribution: 0.75% of wages

(Subject to change as per government notification)

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Post ESI Registration Compliance

• Monthly payment of ESI contributions
• Filing of periodic returns
• Maintenance of employee records
• Timely updating of employee details

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Penalty for Non-Compliance

Failure to register under ESI or delayed contribution may lead to interest, penalties, and prosecution under the ESI Act.

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Why Choose Saving Mantra for ESI Registration?

• Expert-assisted ESI registration
• Accurate documentation and filing
• Affordable and transparent pricing
• Support for ongoing ESI compliance
• End-to-end professional guidance

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Conclusion

ESI Registration in India is a crucial labour law compliance for eligible employers. Following the correct step-by-step ESI registration process ensures employee welfare, legal compliance, and smooth business operations. With Saving Mantra, ESI registration becomes simple, fast, and hassle-free.

TAN Registration in India is mandatory for any person or entity responsible for deducting or collecting tax at source under the Income Tax Act, 1961. TAN (Tax Deduction and Collection Account Number) is required for depositing TDS/TCS and filing related returns. In this Saving Mantra guide, we explain what TAN is and provide a step-by-step process for TAN registration in India in simple terms.

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What is TAN?

TAN is a 10-character alphanumeric number issued by the Income Tax Department of India. It is compulsory for all deductors and collectors of tax at source and must be quoted on all TDS/TCS returns, challans, and certificates.

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Who Needs TAN Registration?

TAN registration is mandatory for:

• Employers deducting TDS on salary
• Businesses deducting TDS on payments like rent, professional fees, or contractor payments
• Banks and financial institutions
• Companies and partnership firms
• Any entity liable to collect TCS

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Benefits of TAN Registration

• Mandatory compliance for TDS/TCS provisions
• Enables filing of TDS returns
• Required for issuing Form 16 / 16A
• Avoids penalties for non-compliance
• Builds legal credibility for business operations

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Step-by-Step Process for TAN Registration in India

Step 1: Determine Eligibility

Ensure your business or organization is required to deduct or collect tax at source under applicable provisions.

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Step 2: Choose Application Mode

Apply for TAN either:

• Online through authorized portals
• Offline by submitting a physical application

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Step 3: Fill TAN Application Form (Form 49B)

Enter accurate details such as:

• Name of deductor
• Address and contact details
• Type of deductor (Company, Firm, Individual, etc.)
• Nature of payments liable for TDS/TCS

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Step 4: Submit Required Documents

Generally, no supporting documents are required. However, correct PAN and address details are essential.

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Step 5: Pay Application Fee

Pay the prescribed fee online or via demand draft/cheque (for offline mode).

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Step 6: Acknowledgement and Verification

On submission, an acknowledgement number is generated. The application is then verified by the authorities.

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Step 7: TAN Allotment

After successful verification, TAN is allotted and communicated to the applicant by email or post.

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Time Required for TAN Registration

TAN is generally allotted within 5–10 working days, subject to correct application details.

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Post TAN Registration Compliance

• Deposit TDS/TCS within due dates
• File quarterly TDS returns
• Issue TDS certificates (Form 16/16A)
• Maintain proper records and challans

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Penalty for Not Obtaining TAN

Failure to obtain TAN can attract a penalty of ₹10,000 under the Income Tax Act.

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Why Choose Saving Mantra for TAN Registration?

• Quick and error-free TAN application
• Expert guidance on TDS compliance
• Affordable and transparent pricing
• Support for TDS returns and corrections
• End-to-end professional assistance

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Conclusion

TAN Registration in India is a statutory requirement for entities involved in TDS or TCS. Following the correct step-by-step TAN registration process ensures legal compliance and avoids penalties. With Saving Mantra, you can obtain TAN easily and manage your TDS obligations smoothly.