🧾 Introduction
Receiving an income tax refund failure message can be stressful, especially when your return has already been processed. Refunds usually fail due to incorrect bank details, inactive accounts, or Aadhaar issues. The good news is that the Income Tax Department allows taxpayers to submit a Refund Re-issue Request easily through the online portal.
This Saving Mantra guide explains the step-by-step process to raise an Income Tax Refund Re-issue Request, common reasons for failure, and precautions to ensure faster credit.
🔁 What Is a Refund Re-Issue Request?
A Refund Re-issue Request is filed when:
- Your ITR is processed
- Refund is approved
- Refund fails due to technical or banking reasons
Once re-issued, the refund is credited directly to your validated bank account.
❌ Common Reasons for Income Tax Refund Failure
- Incorrect bank account number
- IFSC code mismatch
- Bank account not pre-validated
- Account closed or dormant
- Aadhaar not linked with PAN
- Name mismatch with bank records
📝 Step-by-Step Process to File Refund Re-Issue Request
Step 1: Log in to Income Tax e-Filing Portal
- Visit the Income Tax e-Filing Portal
- Log in using PAN, Aadhaar, or User ID
Step 2: Go to Refund Re-Issue Section
- Click on Services
- Select Refund Re-Issue
- Choose the relevant Assessment Year
Step 3: Check Refund Failure Reason
- System displays refund failure details
- Note the reason carefully before proceeding
💡 Tip: Correct the issue first (bank/Aadhaar) before submitting request.
Step 4: Validate or Add Bank Account
- Go to My Profile → Bank Account Details
- Add or select a pre-validated bank account
- Ensure account is active and linked to PAN
Step 5: Submit Refund Re-Issue Request
- Select the validated bank account
- Submit the refund re-issue request
- A confirmation message will appear
Step 6: Track Refund Status
- Visit e-File → Income Tax Returns → View Filed Returns
- Check refund status under processed returns
⏳ Refund is usually credited within 7–15 working days.
⚠️ Important Points to Remember
- Only processed returns are eligible
- Bank account must be pre-validated
- PAN-Aadhaar linking is mandatory
- Multiple re-issue requests are not allowed simultaneously
❌ Common Mistakes to Avoid
- Submitting request without correcting bank details
- Using inactive or joint bank accounts
- Ignoring Aadhaar-PAN linkage
- Expecting instant credit without validation
✅ Why Choose Saving Mantra for Refund Assistance?
- End-to-end refund tracking support
- Bank & PAN-Aadhaar issue resolution
- Expert handling of delayed refunds
- Accurate compliance & follow-ups
- Hassle-free taxpayer support
👉 Let Saving Mantra help you receive your refund faster and without errors.
⚠️ Disclaimer
This article is for informational purposes only and does not constitute legal or tax advice. Income tax laws and procedures are subject to change. Please consult a qualified tax professional for personalized assistance.